Short Sale Experience/ Serving Riverside, San Diego & Orange Counties Monica Martinez
Monica Martinez Temecula Valley Real Estate  
Monica Martinez

Featured Listings


Loading...

Welcome to Realty Executives


 

Welcome to Realty Executives, your source for Temecula Valley real estate. If you own real estate that you're thinking of selling, I would be happy to provide you with a FREE Home Evaluation.

In today's real estate market, experience in short sale & bank owned properties can make all the difference. Contrary to what you hear on the news there are many buyers in our market competing for houses that were once out of their price range.  Beat other homebuyers to the hottest new listings for sale in the Temecula Valley with my New Listings Notification

 

 

Whether you are buying or selling a home, hire someone like me, who wants to earn your business.  Having a professional on your side is paramount in today's market. I strive to have clients so happy with their experience that they would recommend me to their family and friends.  I invite you to contact me so I can assist you with this very important decision.

In addition, if you have any general questions about buying or selling real estate in California, please contact me, I'm more than willing to help.

Please browse my website for listings, reports and important local real estate information.

Sincerely,

Monica Martinez

Lic.# 01789856

 

Calculators

Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Weather


Home  |  Featured Listings  |  Search All Listings  |  For Rent  |  Home Search  |  Home Evaluation  |  Calculators  |  Buying  |  Selling   |  Lifestyle   |  Home Improvement  |  Contact Me  |  About California
 
Privacy Policy  |  Site Map  |  Links  |  For Agents  |  Profile  |  Sign In

©2007-2012 Realty Executives